Help - Scheme Information
The Scheme Information page provides all key communication literature that the M&S AVC Scheme has issued to members.
To access any of the literature just click on the relevant document.
Many of these documents are in pdf format and require Adobe Reader for you to view them. If you need to download a free copy, please visit our Accessibility page.
Scheme InformationThe M&S AVC Scheme is governed by a Trust Deed and Rules, dated 1 October 2007, as amended from time to time. The provisions of the M&S AVC Scheme are summarised in a Member Guide which is issued to all members when they join the M&S AVC Scheme and updated from time to time. If there is a conflict between the Member Guide and the Trust Deed and Rules, the Trust Deed and Rules prevail. A copy of the Member Guide is available below:
The following documents are also available: No documents to display No documents to displayNewsletter for members of the M&S AVC Scheme: No documents to displayForms: No documents to displayFurther Information:
Neither your employer, nor the Trustee of the M&S AVC Scheme, nor the M&S AVC Scheme Administration Team can tell you how you should invest your individual account within the M&S AVC Scheme. If you would like financial advice, we recommend that you speak to a professional financial adviser. You can find the name of an IFA either in your local telephone directory, or by calling the IFA promotion Ltd helpline on 0330 1000 755, or by visiting www.unbiased.co.uk. You should bear in mind that an IFA may charge you for any information given. |
